ROC INSURANCE GROUP
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Annuities

Protect your future with guaranteed income for the rest of your life. Speak with our financial experts today to find the best options for your financial situation.

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What is an Annuity?

Annuities are contractually-executed, relatively low-risk investment products; the insured (usually, an individual) pays a life insurance company a lump-sum premium at the start of the contract. That money is to be paid back to the insured in fixed, incremental amounts, over some future time period (predetermined by the insured). The insurer invests the premium; the resulting profit/return on investment fund the payments received by the insured, and, compensate the insurer. 

Conventional annuity contracts provide a predictable, guaranteed stream of future income (e.g., for retirement) until the death(s) of the beneficiaries(s) named in the contract, or, until a future termination date – whichever occurs first. These financial instruments have been used to accumulate funds and provide significant and sudden increases in personal income (via future, lump-sum withdrawals), all while legally avoiding the taxes (e.g., income-, capital gains-, estate-) that would otherwise be assessed on them.

Immediate Annuities vs. Deferred Annuities

An Immediate Annuity is an insurance policy which, in exchange for a sum of money, guarantees that the issuer will make a series of payments. These payments may be either level or increasing periodic payments for a fixed term of years or until the ending of a life or two lives, or even whichever is longer.

A Deferred Annuity is a contract that is chiefly a vehicle for accumulating savings with a view to eventually distribute them either in the manner of an immediate annuity or as a lump-sum payment

Contact us to learn more about the right annuity for you.
(434) 473-6385
​​​Farmville, VA 23901​
Click Here to Email Us
Annuity Quote
Annuities provide guaranteed income for life

We are licensed in VA, NC, and FL

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ROC Insurance Group
Farmville, VA 23901​
(434) 473-6385
​​​Click Here to Email Us
​ROC Insurance Group
Website by InsuranceSplash
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Home Warranty Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
    • Business Quotes >
      • Commercial Auto Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Hospital Indemnity Insurance Quote
      • Vision Insurance Quote
    • Pet Insurance Quote
    • Personal Cyber Liability Coverage Quote
    • Travel Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Policy Changes
    • Contact My Carrier
    • Free Consultation
    • Notary Service
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Home Warranty
      • Landlords Insurance
      • Renters Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Final Expense Insurance
      • Umbrella Insurance
    • Business >
      • Commercial Auto Insurance
      • Workers Compensation
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Hospital Indemnity Insurance
      • Vision Insurance
    • Pet Insurance
    • Personal Cyber Liability Coverage
    • Travel Insurance
  • AAA ROADSIDE ASSISTANCE
  • About
    • Staff Directory
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Terms and Conditions
    • Privacy Policy
    • Blog
  • Contact