ROC INSURANCE GROUP
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Flood Insurance

It doesn't matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn't cover it. Let us give you a quote today!

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What is Flood Insurance?

Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

More About Flood Insurance

Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. 

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows

This can be brought on by landslides, a hurricane, earthquakes, or other natural disasters that influence flooding, but while a homeowner may, for example, have earthquake coverage, that coverage may not cover floods as a result of earthquakes.

Contact us to learn more about the right amount of flood coverage for your home.
(434) 473-6385
​​​Farmville, VA 23901​
Click Here to Email Us
Flood Insurance Quotes
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We are licensed in VA, NC, and FL

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ROC Insurance Group
Farmville, VA 23901​
(434) 473-6385
​​​Click Here to Email Us
​ROC Insurance Group
Website by InsuranceSplash
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Home Warranty Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
    • Business Quotes >
      • Commercial Auto Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Hospital Indemnity Insurance Quote
      • Vision Insurance Quote
    • Pet Insurance Quote
    • Personal Cyber Liability Coverage Quote
    • Travel Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Policy Changes
    • Contact My Carrier
    • Free Consultation
    • Notary Service
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Home Warranty
      • Landlords Insurance
      • Renters Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Final Expense Insurance
      • Umbrella Insurance
    • Business >
      • Commercial Auto Insurance
      • Workers Compensation
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Hospital Indemnity Insurance
      • Vision Insurance
    • Pet Insurance
    • Personal Cyber Liability Coverage
    • Travel Insurance
  • AAA ROADSIDE ASSISTANCE
  • About
    • Staff Directory
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Terms and Conditions
    • Privacy Policy
    • Blog
  • Contact